Are you insured?

---

A lot of people assume their jewellerry is fully covered under their Homeowner policy—but that’s usually not the case. Most policies only cover £1,500–£2,000 per item. That doesn’t come close to protecting the average engagement ring, which costs about £6,000 today..

Here’s something most people don’t realize—if you file a jewellery claim under your Homeowner policy, it counts as a Homeowner loss. That could impact your coverage down the road.